Construction contractor on busy building site holding HMRC CIS penalty notice showing common compliance mistakes that cost thousands

CIS Accountants: Common HMRC Compliance Mistakes

Right. Let’s get this out of the way: if you’re a contractor in construction and you think CIS compliance is just about ticking boxes once a month, you’re in for a rude awakening. And probably a penalty notice. Most contractors don’t realise they need specialist CIS accountants until something goes catastrophically wrong. I’ve watched perfectly competent builders—people […]

Small business owner workspace showing Making Tax Digital preparation and financial planning tools for 2026

Business Advice Every Small Business Needs in 2026

Running a small business in 2026 feels a bit like trying to assemble IKEA furniture during an earthquake. Everything’s shifting—regulations, technology, customer expectations—and you’re just trying to keep the bloody screws from rolling under the sofa. But here’s the thing: whilst 84% of UK small businesses are apparently charging into this year with grand growth […]

UK small business owner surrounded by tax documents and receipts struggling with accounting before hiring professional small business accounting services

Best Small Business Accounting Services in the UK 2026

Here’s something nobody tells you when you start a business: the accounting bit will keep you up at night more than any dodgy client or failed pitch ever could. I remember chatting with a mate who runs a small construction firm in Manchester. Brilliant at what he does – can build you a gorgeous extension […]

Complete guide to IHT400 inheritance tax form in the UK for 2026—step by step executor guidance and deadlines

Complete Guide to IHT400 Form in the UK (Updated 2026)

Right. Let’s talk about the IHT400—that intimidating bundle of pages that lands on executors’ desks when someone dies and there’s inheritance tax to sort out. I’ve watched countless families struggle through this form (sometimes at 2am, surrounded by bank statements and half-empty coffee mugs), and honestly? It doesn’t have to be the nightmare everyone claims it […]

UK inheritance tax on family property showing £1 million threshold and 40% tax rate implications

Strategies for reducing inheritance tax on family property in 2026

Last updated: January 2026 | Reading time: 12 minutes Look, I’ll be blunt: the inheritance tax system is designed to catch the unprepared. Frozen thresholds since 2009. Property prices that’ve gone bonkers. A 40% tax rate that bites harder than a Rottweiler with a grudge. And yet… most families stumble into HMRC’s trap because they […]

Comparison of disorganized business receipts versus professional digital small business accounting services setup in 2026

Small Business Accounting Services Explained 2026

Last updated: January 2026 | 12-minute read Here’s something nobody tells you when you register your first business: that euphoric moment when you make your first sale? It’s immediately followed by the cold realisation that someone, somewhere, expects you to account for it. Not in the vague “I made some money” sense. In the “HMRC wants quarterly […]

Comparison of six years of physical VAT records in filing boxes versus organized digital cloud-based bookkeeping system showing HMRC record retention requirements

VAT Accounting Rules Every Business Must Follow

Here’s something nobody tells you when you first register for VAT: the rules aren’t actually that complicated. What is complicated is the sheer volume of them, the bizarre exceptions, and—let’s be honest—the fact that HMRC seems to change something every other month. I’ve watched businesses get slapped with penalties not because they were trying to dodge their […]

UK inheritance tax planning comparison showing unprotected estate versus protected estate with £1 million inheritance tax allowance through proper planning and gifting strategies

How to Maximise Your Inheritance Tax Allowance in 2026

Here’s something nobody tells you at dinner parties (because who discusses tax at dinner parties?): roughly 96% of UK estates won’t pay a penny in inheritance tax. Yet the 4% who do fork out an average of £180,000 to HMRC. That’s not pocket change—that’s someone’s house deposit, a comfortable retirement nest egg, or your kids’ […]

UK inheritance tax calculator showing nil-rate band threshold with estate planning documents and British flag

Inheritance Tax Rules Explained Simply 2026

Published: January 2026 | Reading time: 12 minutes Here’s something nobody tells you at dinner parties: inheritance tax rules in the UK are simultaneously straightforward and maddeningly complex. The basic premise? Dead simple. Your estate gets taxed at 40% on everything above £325,000. But then the government added residence nil-rate bands, seven-year rules, taper relief, […]