UK inheritance tax on family property showing £1 million threshold and 40% tax rate implications

Strategies for reducing inheritance tax on family property in 2026

Last updated: January 2026 | Reading time: 12 minutes Look, I’ll be blunt: the inheritance tax system is designed to catch the unprepared. Frozen thresholds since 2009. Property prices that’ve gone bonkers. A 40% tax rate that bites harder than a Rottweiler with a grudge. And yet… most families stumble into HMRC’s trap because they […]

UK inheritance tax planning comparison showing unprotected estate versus protected estate with £1 million inheritance tax allowance through proper planning and gifting strategies

How to Maximise Your Inheritance Tax Allowance in 2026

Here’s something nobody tells you at dinner parties (because who discusses tax at dinner parties?): roughly 96% of UK estates won’t pay a penny in inheritance tax. Yet the 4% who do fork out an average of £180,000 to HMRC. That’s not pocket change—that’s someone’s house deposit, a comfortable retirement nest egg, or your kids’ […]

“The 40% Bite” — Visual Metaphor Scene: A house icon shaped like a pie chart 40% slice cut out (in red) Remaining 60% in neutral tones Title overlay: “Inheritance Tax Explained”

Inherent Tax vs Inheritance Tax: What’s the Difference?

Here’s a confession: if you’ve been Googling “inherent tax” in a panic at 2am because someone mentioned it at a dinner party and you nodded along knowingly—you’re not alone. Plot twist? There’s no such thing as inherent tax. But there’s absolutely such a thing as inheritance tax, and that’s what people actually mean when they fumble […]