Close-up shot of actual IHT 400 form pages with strategic highlights, sticky notes, and a magnifying glass revealing "hidden" details Text overlay: "The IHT 400 Guide Executors Actually Need"

IHT 400: The Executor’s Nightmare That Doesn’t Have to Be

Here’s the truth nobody tells you about becoming an executor: you’ll spend more time wrestling with HMRC forms than grieving properly. The IHT 400 form—all 12 pages of bureaucratic bewilderment—sits there mocking you whilst you’re still figuring out how to access the deceased’s bank account. I’ve watched countless executors stumble through this process, clutching printouts […]

Inheritance Tax Calculator

Thinking about inheritance tax can feel overwhelming, but with our easy-to-use inheritance tax calculator, you get clarity fast. Whether you’re planning your estate or helping a loved one prepare, this tool helps estimate how much tax might be due, giving you peace of mind and control over your finances. Our inheritance tax calculator takes into […]

A red toolbox labeled "BUSINESS ADVISORY" containing a calculator, financial documents with charts and graphs, and pens, set against a light blue background, symbolizing strategic financial tools for business success

Business Advisory Accountants: The Secret Weapon for SME Success

Most small business owners treat their accountant like a reluctant dentist appointment – necessary, slightly uncomfortable, and mercifully brief. You hand over a shoebox of receipts in March, get your tax return sorted, and retreat for another year. But here’s the thing that keeps me awake at night: you’re missing the entire point. A business […]

A clean, stylized map of London focused on the Merton High Street area, with business icons such as a shop, office building, shopping bag, and factory connected by VAT-labeled data streams. Blue and green dotted lines represent HMRC-related VAT flows. Bold text at the bottom reads: “VAT Accounting Guide UK 2025: Avoid Costly HMRC Penalties.” The design uses HMRC blue and accounting green, optimized for social sharing and mobile visibility.

VAT Accounting Guide UK 2025: Avoid Costly HMRC Penalties

Here’s something that’ll make you pause mid-sip of your morning coffee: 78% of UK businesses make at least one VAT-related error each year. And I’m not talking about missing a decimal point—I mean proper, HMRC-will-notice mistakes that can trigger investigations, penalties, and the kind of sleepless nights that no amount of chamomile tea can fix. […]

Infographic showing the seven-year IHT tax reduction path: 40% tax rate in year 1, decreasing to 24% after 2 years, 16% after 4 years, 8% after 6 years, and reaching 0% tax free status after 7 years.

IHT Tax Traps: How to Avoid the 40% IHT Tax Rate in 2025

Death and taxes—the two unavoidable certainties in life, as the saying goes. But when these two intersect in the form of Inheritance Tax (IHT), things get surprisingly complex. I’ve spent years watching estate owners scratch their heads over IHT calculations, and honestly, who can blame them? The rules seem deliberately designed to confuse. Let me […]

Split image showing a contrast between classical and modern cityscapes: the left side features traditional European architecture with a historic domed building at dusk, while the right side depicts a futuristic digital city with glowing blue skyscrapers and data-like grid overlays, symbolizing the transition from physical to digital infrastructure.

Cloud Accounting: Why London Businesses Are Making the Switch

The morning commute on the Northern Line. Rain that seems to fall sideways. That moment when your accountant sends over yet another folder of paperwork that needs signing before tomorrow. Some aspects of London business life seem impossibly stuck in the past. I was having coffee with a small business owner in Merton last week […]

infographic showing the evolution from ancient ledgers to cloud-based systems, with emphasis on the recent digital revolution.

The Ultimate Guide to Modern Bookkeeping for UK Businesses

I once watched a brilliant entrepreneur—someone with an amazing product and infectious passion—go from celebrating a seemingly successful year to discovering they were £27,000 in the red. All because of messy bookkeeping. The look on her face still haunts me. Let’s be honest—nobody daydreams about bookkeeping. You probably didn’t start your business fantasising about reconciling […]