UK inheritance tax planning comparison showing unprotected estate versus protected estate with £1 million inheritance tax allowance through proper planning and gifting strategies

How to Maximise Your Inheritance Tax Allowance in 2026

Here’s something nobody tells you at dinner parties (because who discusses tax at dinner parties?): roughly 96% of UK estates won’t pay a penny in inheritance tax. Yet the 4% who do fork out an average of £180,000 to HMRC. That’s not pocket change—that’s someone’s house deposit, a comfortable retirement nest egg, or your kids’ […]

Illustration of a golden inheritance tree shedding money into a tax tray, symbolising hereditary tax in the UK.

What Is Hereditary Tax? Full UK Guide

Here’s something that trips up most people: hereditary tax doesn’t actually exist – at least not in the way you’d think from the name. What we’re really talking about here is inheritance tax, sometimes called death duties by people who remember when that phrase actually meant something official. The confusion? Completely understandable. “Hereditary” sounds like something that passes […]