Inheritance Tax: How Much Will You Really Pay?
Here’s something nobody tells you at dinner parties: inheritance tax isn’t just for the wealthy anymore. I’ve watched too many families discover this the hard way—right when they’re grieving, already overwhelmed, and suddenly facing a tax bill that could’ve been avoided (or at least reduced) with a bit of planning. The problem? Most people think […]
Strategies for reducing inheritance tax on family property in 2026
Last updated: January 2026 | Reading time: 12 minutes Look, I’ll be blunt: the inheritance tax system is designed to catch the unprepared. Frozen thresholds since 2009. Property prices that’ve gone bonkers. A 40% tax rate that bites harder than a Rottweiler with a grudge. And yet… most families stumble into HMRC’s trap because they […]
How to Maximise Your Inheritance Tax Allowance in 2026
Here’s something nobody tells you at dinner parties (because who discusses tax at dinner parties?): roughly 96% of UK estates won’t pay a penny in inheritance tax. Yet the 4% who do fork out an average of £180,000 to HMRC. That’s not pocket change—that’s someone’s house deposit, a comfortable retirement nest egg, or your kids’ […]
Inheritance Tax Gifts Rules Every Family Should Know
Here’s something nobody tells you at dinner parties: that £50,000 you’re planning to gift your daughter for her house deposit could end up costing your estate £20,000 in tax. Not because you did anything wrong, but because you didn’t know the rules. I’ve spent years watching families discover—too late—that generosity comes with paperwork. That the […]
Inherent Tax vs Inheritance Tax: What’s the Difference?
Here’s a confession: if you’ve been Googling “inherent tax” in a panic at 2am because someone mentioned it at a dinner party and you nodded along knowingly—you’re not alone. Plot twist? There’s no such thing as inherent tax. But there’s absolutely such a thing as inheritance tax, and that’s what people actually mean when they fumble […]
