Personal tax planning Archives - Chartered Accountants

August 11, 2025Business

Choose the Right Tax Advisors – Avoid One-Size-Fits-All

Here’s something that’ll make you wince: I once met a business owner who discovered their “specialist” tax advisor had been claiming the same generic deductions for every single client in their industry. Same percentages, same categories, same cookie-cutter approach. The result? They’d been overpaying tax by thousands for three consecutive years. Sound familiar? It should, […]

Bold text graphic with the title 'IFRS 16 Made Simple for SMEs' and a call-to-action banner reading 'Schedule Your Free Assessment,' designed for a blog on simplified IFRS 16 compliance for small and medium-sized enterprises.

August 8, 2025Business

IFRS 16 Made Simple for SMEs – Schedule Your Free Assessment

Here’s something that might surprise you: most small business owners I meet think lease accounting is boring. Fair enough – until they realise their monthly office rent could be hiding a £50,000 liability on their balance sheet that they never knew existed. Welcome to IFRS 16, the accounting standard that turned the simple world of […]

A smiling small business owner wearing a blue shirt and apron, proudly holding a sign that reads “15 HOURS SAVED” inside a cozy, well-lit shop with wooden shelves and warm pendant lighting.

August 6, 2025Business

Outsource to a Certified Public Accountant and Save 15 Hours Weekly

And here is something that will make you very uncomfortable indeed: your business is currently not making as much money as it could be, and in ways that you are totally unaware of. Not by failings and errors but by the thousand subtle lacks which seem inefficiencies of highways and bridges that we never think […]

Male accountant in a business meeting with a female client, both dressed in formal attire, sitting at a desk with financial documents, a calculator, and a laptop in a bright modern office.

July 23, 2025Business

Accountant North London: Why Every Business Owner Needs One

Let me tell you something that might sound obvious but apparently isn’t: running a business without a proper accountant north london specialist is like trying to navigate London’s one-way system blindfolded. Sure, you might stumble onto the right street eventually, but you’ll probably crash into a few things along the way—and those crashes tend to […]

Close-up of a happy business owner in his 30s reviewing a VAT return document showing a large refund amount, pointing to the figure with a highlighter at a modern desk with a laptop, calculator, and coffee cup.

July 21, 2025Business

Your Guide to Reclaiming VAT for Business Savings

I’ll be honest with you – there’s money sitting in HMRC’s coffers that probably belongs to your business. It’s not some elaborate tax scheme or dodgy accounting trick. It’s legitimate VAT you’ve overpaid, and the government is perfectly happy to give it back. They’re just not going to knock on your door to tell you […]

A composite image of traditional red-brick UK terraced houses with superimposed green financial graphs, including line charts, bar charts, and pie charts, symbolising property investment analytics and rental income tracking.

July 10, 2025Business

QuickBooks for Real Estate Rental Properties: Complete UK Setup Guide 2025

Last month, I watched a seasoned property investor with a 15-unit portfolio break down in tears at her accountant’s office. She’d just discovered that three years of sloppy bookkeeping had cost her £47,000 in missed deductions and penalty fees. The kicker? Her rental income was solid – it was the admin chaos that nearly bankrupted […]

Sole trader standing lost inside a pound-symbol-shaped maze surrounded by VAT paperwork and penalty warnings, symbolizing the complexity and risks of VAT registration.

July 8, 2025Business

Sole Trader VAT Registration: Why Going Solo Could Cost You More?

Picture this: you’re a sole trader, business humming along nicely, when suddenly you hit that magical £90,000 threshold. Your heart does a little skip – not from joy, but from the dawning realisation that sole trader VAT registration looms ahead like a particularly unwelcome relative at Christmas dinner. Here’s the thing most business owners don’t […]

Inheritance Tax Guide featured image showing a protective umbrella sheltering a family home from rain, with a compass and map on a vintage paper background. The word 'INHERITANCE' appears prominently within a maze pattern, symbolizing the complexity of inheritance planning and the need for expert navigation through tax regulations to protect family assets.

May 5, 2025Business

Inheritance Tax: What You Really Need to Know (2025 Guide)

Let’s face it – nobody enjoys thinking about death and taxes. Put them together and you’ve got inheritance tax – possibly the least popular dinner table conversation in Britain. Yet here you are, reading about it anyway. Smart move. I’ve spent years helping families navigate this particularly thorny patch of the tax landscape, and I […]

April 23, 2025Business

7 Personal Tax Account Features You Probably Didn’t Know Existed

Introduction Most UK taxpayers have heard of the Personal Tax Account (PTA), but how many of us are making the most of this powerful online tool? If you only use it to check your tax code once a year, you’re missing out on a treasure trove of features that could save you time, money, and […]